Usury Shield

Strategic Infrastructure for Consumer Debt Protection

Principal Amount ($)

Total Charges ($)

Loan Term (Days)

NOTICE: This mathematical diagnostic tool is for informational purposes only. It is not legal advice.

Verified NY & CA Advocacy Resources

Legal Services NYC (LSNYC)

Free legal aid for New Yorkers. Call: 917-661-4500

NY Office of Civil Justice (OCJ)

Official intake for legal review. Email: civiljustice@hra.nyc.gov

IMPORTANT LEGAL DISCLAIMER: This website is provided "as is" and intended solely for general informational purposes. No attorney-client relationship is established through your use of this tool or through any email communication initiated here. All results are estimates and must be independently verified by a qualified professional before taking any legal action.

Privacy Policy & Tracking Disclosure

Effective Date: February 14, 2026

1. Financial Data Privacy: All mathematical audits are performed locally on your device. We do not transmit or store the figures you enter (Principal, Charges, or Terms).

2. Google Analytics 4 (GA4): We use GA4 to collect anonymous data about how users interact with our site (e.g., button clicks). GA4 uses cookies to track user behavior. This helps us improve the tool's effectiveness for advocacy. We do not collect Personally Identifiable Information (PII) through GA4.

3. Email Communications: Clicking "Discuss This Report" opens your own email client. We do not see or store the contents of these messages unless you send them to us directly.

4. Consent: By using this tool, you consent to our use of anonymous analytics cookies.